The financial platform Bnka simplifies the process for users in Europe, allowing them to open an account with a European IBAN and a CVU account in Argentina in just five minutes, using only their passport and a mobile phone, as well as obtain a VISA card in physical or virtual format
- In the Fintech sector, Bnka, which holds a European financial institution licence, represents a milestone in terms of innovation, technology and cutting-edge financial solutions that are efficient, comprehensive, accessible and empowering for migrants and expatriates
Bnka is beginning to establish itself as the preferred financial option for the more than 380,000 Argentinians living in Spain. In just 5 minutes, with a passport and a European mobile phone number, users can open an account and access a whole range of financial services. The Platform sets a new milestone in the finance sector in terms of inclusion, thus challenging traditional banking and opening up new financial niches for the migrant population in a market from which they have usually been excluded.
The real innovation Bnka offers its users, Argentinians living in Spain/Europe, lies in the ability to access the European banking system while keeping an account in their home country, all on the same platform. Opening a current account with Bnka is a fast, simple and straightforward process. With just your email address you can sign up, verify your identity and in less than five minutes Bnka will do the rest. All you need is a passport from your country of origin and a European Union mobile phone. Bnka also offers an international Visa card in physical or virtual format, free for early users. This ease of registration represents an achievement in the banking experience, eliminating cumbersome paperwork and allowing users to enjoy financial services quickly and securely.
The Blockchain technology used by Bnka guarantees secure transactions and simple procedures, saving time and money. Three of its main advantages are: ease of use, through an intuitive interface that allows users to manage their finances simply and efficiently, from opening accounts to carrying out daily transactions; competitive and transparent fees, eliminating hidden costs and giving users an affordable alternative compared to traditional financial institutions; and thirdly, technological innovation, by using state-of-the-art Blockchain-based technology.
The Bnka mobile platform has revolutionised its users’ financial experience by offering a variety of services that facilitate transactions globally. Its standout features include: multi-currency accounts, giving customers the ability to obtain their own local account number in the countries where Bnka operates, currently including Argentina and Europe. This approach allows users to receive payments as local residents, providing a comprehensive solution tailored to the specific needs of any migrant; an international VISA card, to make payments or withdraw money anywhere in the world at the real exchange rate; instant remittances to send money anywhere in the world, transferring quickly and at the real exchange rate. Users can also request and receive payments; currency exchange, users have currency exchange at their fingertips to receive, store or convert their money at preferential rates and pay just like a local.
Bnka, committed to constant innovation, is working on new features that promise to further enhance the user experience. Among these new developments is the ability to make bill payments such as electricity, gas, university and utility bills in just a few clicks, eliminating the need to rely on third parties in your home country. The Bnka mobile platform not only simplifies financial transactions but also anticipates users’ needs, offering a fast and secure service adapted to the changing demands of the global financial environment.
Bnka brings a notable advance to the Fintech sector by offering fully accessible and empowering financial services and products for migrants and expatriates. Innovation, technology and comprehensive, efficient solutions (multi-currency accounts, international VISA card, currency exchange, bill payments, remittances, …) come together to provide access to inclusive services that guarantee security, reduce costs and improve the efficiency of its users’ financial transactions. Financial services and products designed by and for migrants.
Bnka: a financial platform born as a disruptive idea aimed at providing a financial solution for an underserved segment of the world’s population. It is focused on helping expatriates and their families emigrate with access to direct and immediate financial services. The platform allows them to manage and optimise their finances effectively on a global scale.
