- Colombia’s largest physical payments network will begin operating with digital assets through its new wallet, which will connect cash, digital savings and borderless money transfers in real time. With its new digital dollar (USDt) solution, it aims to reach more than 4 million people nationwide.
Bogotá, November 2025. The country is going through a decisive stage in the adoption of digital assets to move money, save and receive income from abroad. Recent Chainalysis reports show that Latin America moved nearly $1.5 trillion in digital assets between July 2024 and June 2025, driven by 63% growth in the use of stablecoins for remittances, international payments and income protection. The phenomenon is not isolated: updated estimates from TripleA calculate that more than 560 million people worldwide used this type of currency in 2025, a sign of its growing integration into the everyday economy.
Colombia is following that trend with particular intensity. According to Banco de la República, remittances reached $11.848 billion in 2024 and, after a 14.1% increase through July 2025, the country could close the year above $13 billion. The steady flow of dollars has fueled the search for stable, low-cost alternatives to receive remittances, manage savings or get paid for services abroad.
In this context, SU RED’s arrival in the digital currency market marks a turning point for the financial sector: for the first time, an alternative of this kind will be able to connect directly with cash anywhere in the country.
The service will be available through a wallet integrated into the company’s mobile app. It will allow users to top up pesos in cash or via PSE, receive digital dollars (USDt) and bitcoin, sell them for pesos and withdraw money at any of its service points.
“We decided to launch now because Colombia is at a point of maturity and openness where people are looking for new alternatives to manage their money, and we see a clear opportunity to contribute from our experience. This step comes after two years of technological preparation, strengthening of controls and adaptation of compliance processes,” explains Luisa Fernanda Cárdenas Sánchez, general manager of SU RED
The added value of this model lies in its territorial presence: while specialized platforms operate only digitally, SU RED has an infrastructure spanning 1,104 municipalities and more than 29,000 service points, allowing households, businesses and remote workers to access digital assets without relying exclusively on their mobile phones. This reach makes it easier for digital assets to enter areas where there are no bank branches and where money transfers from abroad are an essential driver of local income.
“The goal of this solution is to democratize digital currency, making it easier for more Colombians to access new stores of value that were previously limited to specialized channels,” says Cárdenas.
The company expects the main uses to focus on receiving digital dollars from other wallets, converting them to pesos and cash withdrawals, especially in municipalities where money transfers from abroad are critical to household economies. The experience will include in-person support at Su Red’s specialized payment points for first-time users of these currencies, as well as a strong nationwide education campaign promoting USDt adoption. “The integration is based on one core principle: simplicity,” she adds.
A physical and digital model with international backing and regional economic reach
To ensure security and traceability in its digital dollar operations, SU RED will work with three international partners that provide different layers of control. VarGroup will be responsible for identification processes; Linx will supply the infrastructure for real-time transaction monitoring; and Tether will provide support for the responsible adoption of USDt. This structure is integrated with the SARLAFT, SARL and SARO systems the company applies under its postal license, strengthening the detection of unusual activity and offering users a safer environment.
The impact will also be visible in the regions. The company currently processes more than 165 million transactions per month, and the addition of the digital dollar opens an additional revenue stream for service points, many of them run by single mothers who depend on these operations to sustain their businesses.
Likewise, the ability to convert USDt into cash will increase economic activity in municipalities where money transfers from abroad, global payments and income from remote work circulate, generating greater local liquidity and energizing small businesses.
This step also reshapes the local digital asset market. Until now, stablecoin operations depended on exclusively digital platforms. However, with SU RED’s entry, access to this ecosystem is no longer limited to tech-savvy users and extends to communities that require in-person support. In fact, this national coverage could accelerate the everyday use of the digital dollar, offering new options for households, freelancers and businesses that receive income from abroad.
“Our main differentiator is the unique combination of digital simplicity and massive physical presence,” says Cárdenas, highlighting that the model was designed to respond to the country’s real conditions.
The company expects this model to evolve in 2026 into a unified platform that allows users to handle cash, electronic payments and digital assets from a single operating environment. “Our aspiration is to establish ourselves as the first hybrid network capable of integrating these three components across the entire country,” Cárdenas concludes.
With this move, Colombia becomes the first country in the region with nationwide access to digital dollars (USDt) through physical infrastructure, a development that could accelerate stablecoin adoption and transform how the payments system works in the coming years.
